Wednesday, March 25, 2009
Yes, I'm single and I have a blog
100 things I've done in my life
I read on someone else's blog somewhere and since I'm bored at work I thought "why not?" Then I realized this was taking way longer than I thought...but it's done now!
Things Shae's Done:
- Started my own blog
- Slept under the stars
- Danced in the streets (multiple times)
- Visited Hawaii
- Watched a meteor shower
- Went rock climbing outdoors and made it to the top
- Seen Niagra Falls in person
- Climbed a mountain
- Held a praying mantis
- Sang a solo
- Danced with Frankie Manning
- Held a starfish and a sea cucumber
- Watched fireworks from a lake
- Taught myself an art from scratch
- Stuck paperclips in a socket (dont' do this FYI.)
- Had food poisoning
- Been to the top of the Sears Tower
- Grown my own vegetables (right now! :))
- Seen The Declaration Of Independence
- Watched a chick hatch
- Had a pillow fight
- Hitch hiked (on accident)
- Taken a sick day because I was sick of work
- Built a snow fort
- Rubbed an alligator's belly
- Climbed a tree
- Watched puppies being born
- Ice skated on an outdoor rink
- Seen a banana tree (they grow upside down!!)
- Watched a sunrise and a sunset
- Flew an airplane (flew it! Myself! With someone there in case I messed up!)
- Climbed to the top of the Hill Cumorah, many many many times
- Been to the Sacred Grove at night
- Been kissed on a beach
- Seen an Amish community
- Learning to read a different language (maybe speak it someday)
- Went clay pigeon shooting and hit some clay pigeons (with bullets!)
- Stood on the step that the "I have a dream" speech was given from
- Written a love song
- Rolled down a grassy hill
- 4ung karaoke
- Seen Old Faithful geyser erupt
- Bought a stranger a meal at a restaurant
- Met President Hinkley
- Walked on a beach by moonlight
- Rolled Easter eggs down a hill (I'm sure mine won)
- Had your portrait painted
- Swam in the ocean
- Held a shark
- Been to the top of the Washington Monument
- Been Snorkeling
- Kissed in the rain
- Played in the mud
- Been to a drive-in theater
- Been in a play
- Invented new lifts for swing dancing
- Been dropped on my head while swing dancing
- Kicked someone in the head while swing dancing
- Slapped someone
- Restrained from slapping someone (although I'm sure they deserved it)
- Fell asleep by the fire
- Never stopped believing in Santa Claus to some extent
- Got flowers for no reason
- Had my tonsils removed
- Danced like no one was watching, even when they were
- Cried over the news
- Maxed out a credit card
- Danced in point shoes
- Saved a favorite childhood toy
- Visited the Lincoln Memorial
- Eaten Caviar
- Pieced a quilt
- Stood behind a waterfall
- Been lost in a city
- Been laid off from a job (2 now actually)
- Seen the changing of the guard at the unknown soldiers tomb
- Never broken a bone
- Been on a speeding motorcycle
- Built a tree house
- Attended the inauguration of the first black president
- Given a speech
- Worn a tutu (in front of a large audience)
- Had a crush on someone and never told them
- Had your picture in the newspaper
- Read the entire Book of Mormon in 2 weeks
- Seen the White House in person
- Caught a fish
- Had chickenpox
- Been proposed to
- Never had stitches because I cut myself, only surgical stiches
- Been forgiven and forgave
- Joined a book club
- Lost a loved one
- Been scared of the dark
- Jumped on a trampoline (even managed a flip or two)
- Driven across the country
- Been in a car accident
- Become addicted to my cell phone
- Been stung by a bee
- Read an entire book in one day
Sunday, March 22, 2009
Eddie and Sandwich
This is my roommate's dog Sandwich! She's very enthusiastic about pretty much everything but she REALLY loves it when I bring Eddie home from Darren's. She loves to get Eddie to chase her and thinks it's awesome. This first video is when I first got to the house and Sandwich was extremely excited to play with Eddie. Eddie however being the sissy that he is, is nervous when he first gets to the house because he thinks Sandwich wants to eat him.
This is them after Eddie's gotten used to the idea he won't be lunch. Notice how Sandwich has a toy in her mouth? That's because she thinks that's why Eddie like to chase her. However Eddie just likes to chase running objects. They do this around the house for quite a while. Sandwich will keep looking because her to make sure Eddie is still there. I myself find it quite humorous. If you'll notice, at the beginning of the movie you can see my roommate Daniel on the porch. That's the Sandwich owner. :)
Eddie's long fur
Thursday, March 19, 2009
I should invest in footwear companies
Monday, March 16, 2009
Shae's new obsession
I'm really behind...
1/20/2009
1/16/2009 Evening
1/16/2009 morning
1/14/2009
1/12/2009
Instant Gratification
We currently live in an age of instant gratification. When we want something, we not only want it now, we NEED it now. People used to save for a car, home, furniture, or other major purchase for months or even years beforehand. However, because of our instant gratification lifestyle, a lot of people buy what they want now, putting the purchase entirely on credit. This seems like a wonderful solution for our now mindset. For example, I don’t have to wait to enjoy my new 2009, state of the art, cooks, cleans, and does laundry, all accessories included, off the lot vehicle. I get to take all of my friends around in style and I’m feeling pretty great about life. My $800/month payment is just the cost I pay. Since my financial institution has approved my loan and my debt to income ratio is low enough, I must be fine. While all of this may be true, if I had saved that money before hand, I wouldn’t have to come to the realization that it’s hard to part with my $800 every month now for something I already have. Maybe I would have realized that since I’ve worked so hard to save that money, that the 2006 model that only cleans, is more than enough to satisfy my needs.
By saving for something, we not only save the interest we would have paid on our loan, but we realize the value of the money we are spending for these large purchases. If nothing else, it will help us appreciate our purchase more knowing how much work went into it. In comparison, if we get it instantly, we may start to resent it because it is costing us our now income.
Another part of our instant gratification mindset, is that we tire of our instant purchases quickly. I’ve seen more and more auto loans that start off over the value of the vehicle by 25% or more. While some of this could be to include taxes, registration, and some other extras, most of the time this additional amount is because they traded in a vehicle that they were already upside down with. Instead of keeping my two year old vehicle until I can pay it off and possibly save for a new one, my now mind takes over and says if I’m already upside down in my current vehicle, being upside down in new one isn’t any different. On the surface, this logic seems to make sense. What is the difference? Well, the reason I am probably upside down with my current loan is I probably bought a vehicle that lost value quickly. This happens most commonly with a new/newer vehicle. When I trade in this vehicle, am I going to buy an older vehicle? Unless I’ve had a change of heart, no. I will buy another new/newer vehicle which will also lose value quickly. Even the first time I do this, it can result in a 150% loan to value ratio. Eventually, it will become difficult to find a financial institution that will take my new loan or refinance my old, even with perfect credit.
A lot has been said recently about paying attention to where our finances go. This shouldn’t mean just paying attention to the fact that we have a loan on a purchase we made. Part of that should be put into paying attention to what kind of purchase our money goes into. Using the above example of a car loan, when looking to purchase a new vehicle, we should put some research into how quickly the vehicle traditionally loses value. This can tell us if we want to purchase a brand new vehicle, or perhaps the same model from 4 years ago, or even a different model all together. We should know how and why our decisions are made. Do we base our decisions on a now desire? Or do we think through our choices before coming to a conclusion?